SMS Terms of Service

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1. Message Types

By subscribing, you consent to receive SMS messages from DebtFirst, which may include:

• Account Notifications – payment reminders, confirmations, account updates

• Debt Settlement Updates – program enrollment, settlement progress, documentation requests

• Marketing & Promotions – offers, incentives, and program opportunities (only if you opt in)

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2. Message Frequency

• Messaging frequency may vary depending on your account activity and preferences.

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3. Costs

• Message and data rates may apply depending on your wireless carrier plan.

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4. Opting Out

• You may opt out at any time by replying STOP to any SMS message from us.

• After opting out, you will receive one final confirmation message and no further texts.

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5. Getting Help

• For help, reply HELP to any message, or contact us via:

  • Website: https://www.debtfirst.org

  • Phone: (305) 395-6727

  • Email: support@debtfirst.org

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6. Privacy

Your SMS consent is kept private and is not shared with third parties or affiliates.

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7. Carriers

Wireless carriers are not liable for delayed or undelivered messages.

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8. Modifications

DebtFirst reserves the right to modify these terms at any time. Updates will be posted here